Helping women in Sri Lanka to build financial knowledge for free
Money can feel confusing, and most advice assumes you already get it. HerWEALTH changes that: a free course that teaches you to budget, invest, and plan in plain language, plus free tools to try it all on your own money.
See what changes when money stops feeling like a mystery.
Money decisions can feel confusing and stressful. HerWEALTH teaches you to budget, invest, and plan with confidence, in plain language, at your own pace.
How money feels now
Money talk is full of jargon
Words like "compound interest" get skipped, not learned.
You save, but there's no plan
Money goes aside with no clear picture of later.
Life changes throw off everything
A career break or a new baby breaks the whole budget.
Advice feels made for someone else
Most money content assumes you already know the basics.
With HerWEALTH
Every money word finally makes sense
Plain lessons turn jargon into things you can use today.
A real plan for every life stage
Know how to handle breaks, children, and retirement.
Confidence to make your own choices
You decide where your money goes, and why.
Knowledge you can act on right away
Open a free tool and try each idea on your own numbers.
Do not take our word for it
Here is what our customers say about us
Isum Wickramarachchi
At first I didnt have a sound knowladge about unit trust but JB financial guide me step by step on securing my invesments and providing me with the best return in the market and now I feels my money is in safer hands and they provide a top notch customer service for there client. Highly satisfied with there services and also recommend for your invesments.
Ajith Mallawarachchi
Team JB one of the Best and Professional + highly motivated team. they provide a top notch customer service for there client. Highly satisfied with there services and also recommend for any invesments.
Special Thank to "Dimithra" Keep it up 👏
hethumuni monilal
Reliable, knowledgeable, and client-focused. One of the best places in Sri Lanka to invest through SEC-regulated unit trusts. i reccomend these guys in the long run.
Three free ways to build your money knowledge.
Learn the ideas in the course. Try them out with the tools & resources. Use one, or use all.
Free certificate includedFree courses
Four modules explain the thinking behind every calculator on this page, from your first budget to a retirement plan. Free, self-paced, certificate at the end.
Tools & Calculators
Eight practical calculators, from the 50/30/20 allocator to the retirement gap. Every one lives inside its lesson for context, and they are all gathered here when you want to run your own numbers.
Resources & Worksheets
Printable worksheets for budgeting, career breaks, child planning, insurance and your portfolio. Print them, fill them in, and keep them where you will see them.
A free course that finally makesmoney make sense.
Learn the ideas in the course. Try them out with the tools. Use one, or use both.
Budget with confidence
Build a simple budget that fits your real life, not a textbook.
Understand investing without the fear
Learn how investing works in plain words, so you start when you're ready.
Build wealth that lasts
Make your money grow over time, so it lasts as long as you do.
Free tools that turn lessons into decisions.
Open any tool, put in your own numbers, and see your money more clearly in minutes. No sign-up needed to start.
Budgeting calculatorBudget allocator (50/30/20)
Splits your monthly income after tax into needs, wants and savings, so you can see the shape of your month before you start spending it.
Emergency funds calculatorHow long could you survive?
Answers the uncomfortable question first: if your income stopped today, how many months would your savings actually cover?
Emergency goal calculatorEmergency fund goal timeline
Answers the uncomfortable question first: if your income stopped today, how many months would your savings actually cover?
Debt calculatorDebt health check
Your debt ratio in one line: monthly debt payments divided by monthly income. It tells you whether your repayments are heavy or normal.
Debt plan calculatorDebt payoff planner
Compares the two ways of clearing debt on your own numbers: smallest balance first for momentum (snowball), or highest interest first to save the most money (avalanche).
Compounding calculatorCompounding calculator
Shows what a steady monthly amount becomes when it is left alone to grow, and how much of the final total is growth rather than money you put in.
Risk calculatorInflation-adjusted returns
The hidden risk inside a "safe" savings account. Compares the interest you earn against inflation, so you can see what your money will really buy later.
Retirement calculatorRetirement gap calculator
Puts a number on the distance between what your retirement will cost and what you are currently on course to have.
Getting started takes about a minute.
Step 01
Pick your starting point
Jump into the course, or open a free tool. No payment, no catch. You can start with either.
Step 02
Learn at your own pace
Watch short videos across four modules whenever a busy week allows.
Step 03
Practise on your own numbers
Use the calculators and worksheets with your real money, not textbook examples.
Free means free. Here'severything included.
No fee, no credit card, no fine print. Sharing this knowledge widely is the whole point.
This is education, not investment advice. When you finish, you're welcome to a free one-on-one chat with a JB Vantage advisor, only if you want one.
Get all four course modules, start to finish
Watch every video lesson at your own pace
Use every calculator, planner, and worksheet, free
Test yourself with quizzes as you go
Earn a certificate of completion
Join the Inner Circle community when you finish
Curious? Here's what women ask before they start.
If your question isn't here, reach out at [support email] and we'll answer.
Yes, fully free. There's no fee, no credit card, and nothing to pay later. HerWEALTH is a financial literacy programme by JB Vantage, open to any woman who wants to learn.
Either works. The tools are free to open on their own, and you can start without signing up. The course is there when you want the full picture behind them.
None at all. Everything starts from zero and uses plain language, so you can follow along even if you've never budgeted before.
It's self-paced. Most women move through the four modules over a few short sittings and fit the videos around a busy week. There's no deadline and no rush.
No. HerWEALTH is education, not investment advice. It teaches you how money works so you can make your own choices. If you'd like tailored advice later, you can talk to a JB Vantage advisor, but that's always your call.
Your money should last as long as you do. Knowing how it works is where that starts.
Join women across Sri Lanka learning to budget, invest, and plan, free.
